Business Owner's Package Insurance Policy
A business owner policy or BOP insurance conveniently combines various mandatory coverage with additional protection for a business, thus you can get it at lower costs. Most policies include liability insurance, property insurance, business interruption insurance, commercial auto insurance, and crime insurance. You can customize your BOP depending on the specific needs of your business.
Typical BOP Policy Coverage
Most BOPs include the following coverage:
Property Insurance – helps protect the property your business owns (like the building some equipment, inventory, furniture and fixtures). There are two different types of coverage: standard and special although the special coverage provides a more comprehensive protection.
Business Interruption Insurance - provides coverage for a loss of income that is due to fire and other catastrophe that disrupts business operation. It typically includes coverage for the extra expenses of operating in a temporary location.
Liability Insurance - helps cover your business in the event it is sued for causing harm to a person and/or damage to property (which can be due to faulty installation, defective products, or service errors) by providing coverage for the legal responsibilities.
Insurance by Nathan offers customized packages specifically for your business. Contact us at (920) 883-0268 to learn more about the right Business Owners' Package Policy for your business.
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